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Advocates for Innovative Benefit Solutions

Our commitment is to deliver innovative solutions that decrease cost and increase your benefits.


Obama Care

Obamacare Exempt

As a member you are exempt from individual mandate penalties under the ACA (Obamacare). Health Care Cost Sharing is a qualified, affordable alternative to expensive healthcare. Join a group of like minded individuals who share medical expenses together.

Choose Your Doctor/Hospital

One of the benefits of membership in a Health Care Cost Sharing organizaton is that you are not tied to a traditional network. We’ve found that 97% of all hospitals are willing to accept our members which means you are free to go to any hospital that you would like.

affordable insurance

Up to 50% Less Expensive

Monthly programs range from $235 per month for a single member under 30 years old to $857 per month for our most comprehensive program for a family which shares up to $1,000,000.

We Believe.

We can improve the quality of life by providing a safety net through insurance.



We embrace new opportunities together

We focus on customer experience

A safety net that can be used by anyone

We take care of you

HOW IT WORKS | FAQ’S

HOW HEALTH CARE COST SHARING WORKS

To those who may be unfamiliar with the concept of people caring for one another and voluntarily sharing their medical needs:  We work with a recognized Health Care Cost Sharing Company where individuals, couples, families and organizations make voluntary financial contributions into an escrow account that hold funds which are used to share the medical needs of the members. The Health Care Cost Sharing acts as a neutral escrow agent for the members and pays medical expenses according to the agreed upon guidelines. Our solution meets the ACA requirements to have insurance, therefore you avoid the fines.


Our Advantages

Financial security that comes with business



Satisfied Customers

Projects Done

Consultants

Awards Won

3 Steps to Profitable Business Planning

For success & independent business



Create your business plan

Your initial marketing plan is a wish list of what you would do.

Calculate your sales forecast

A reliable estimate of sales is based on market opportunity.

Cash-flow statistics

Focus here is on the revenue and expenses of your business.

“We cancelled our $756/month health insurance and now pay less than half that to participate in the Health Care Cost Sharing Program.”

“With Obamacare our health insurance costs went from to $1422/month!  Thankfully we discovered health care cost sharing.

We’ve cancelled our insurance and are now paying less than half of what we were paying for our insurance to be part of a health care cost sharing program.  Not only are we saving over $350 per month but we plan on getting pregnant soon and it’s nice to know that all of our medical expenses with the pregnancy will be taken care of (after paying our un-shared amount).  This was a no-brainer for us and our friends and family are joining as well.”

-The Forsey Family
Draper, UT


How do you know when you’ve reached this critical business planning point?
Well, there are a few indicators: You have LOTS of ideas swimming around in your head but don’t know how to pull them all together (lack of a Big Picture Vision); You offer several different programs/products, at different price points, but get very few or no sign-ups…
What if you delayed production of a sales-promotional item?
Well, there are a few indicators: You have LOTS of ideas swimming around in your head but don’t know how to pull them all together (lack of a Big Picture Vision); You offer several different programs/products, at different price points, but get very few or no sign-ups…
Is your contemplated price reduction absolutely required to stimulate sales?
Well, there are a few indicators: You have LOTS of ideas swimming around in your head but don’t know how to pull them all together (lack of a Big Picture Vision); You offer several different programs/products, at different price points, but get very few or no sign-ups…

See what ABA Can Offer You in 2 Minutes


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    Still Have Some Questions Left? Call us for a  Free Consultation at (877) 936-8550