Advocates for Innovative Benefit Solutions
Our commitment is to deliver innovative solutions that decrease cost and increase your benefits.
As a member you are exempt from individual mandate penalties under the ACA (Obamacare). Health Care Cost Sharing is a qualified, affordable alternative to expensive healthcare. Join a group of like minded individuals who share medical expenses together.
Choose Your Doctor/Hospital
One of the benefits of membership in a Health Care Cost Sharing organizaton is that you are not tied to a traditional network. We’ve found that 97% of all hospitals are willing to accept our members which means you are free to go to any hospital that you would like.
Up to 50% Less Expensive
Monthly programs range from $235 per month for a single member under 30 years old to $857 per month for our most comprehensive program for a family which shares up to $1,000,000.
We can improve the quality of life by providing a safety net through insurance.
We embrace new opportunities together
We focus on customer experience
A safety net that can be used by anyone
We take care of you
HOW IT WORKS | FAQ’S
HOW HEALTH CARE COST SHARING WORKS
To those who may be unfamiliar with the concept of people caring for one another and voluntarily sharing their medical needs: We work with a recognized Health Care Cost Sharing Company where individuals, couples, families and organizations make voluntary financial contributions into an escrow account that hold funds which are used to share the medical needs of the members. The Health Care Cost Sharing acts as a neutral escrow agent for the members and pays medical expenses according to the agreed upon guidelines. Our solution meets the ACA requirements to have insurance, therefore you avoid the fines.
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“We cancelled our $756/month health insurance and now pay less than half that to participate in the Health Care Cost Sharing Program.”
“With Obamacare our health insurance costs went from to $1422/month! Thankfully we discovered health care cost sharing.
We’ve cancelled our insurance and are now paying less than half of what we were paying for our insurance to be part of a health care cost sharing program. Not only are we saving over $350 per month but we plan on getting pregnant soon and it’s nice to know that all of our medical expenses with the pregnancy will be taken care of (after paying our un-shared amount). This was a no-brainer for us and our friends and family are joining as well.”
-The Forsey Family