Pillar 2 – Accident Coverage (pays cash to you) The Inovashare Solution YOUR FINANCIAL FOUNDATION MEDICAL COST SHARING & Teladoc Expert Second Opinion Medical Bill Negotiation Teladoc Pillar 1 - Medallus Medical. Urgent Care & Primary Care Pillar 2 & 3 – Accident/Hospital Coverage Pillar 4 – Dentist Direct/Vision/Rx Pillar 5- EZShield Identity Protection