The Inovashare Affordable Solution V.S. Traditional Health Insurance

Traditional health insurance, has become un-affordable to most Americans and may not provide the financial safety net that you need. In fact, according to a 2007 Harvard study, 62% of all personal bankruptcies were linked to out-of-pocket medical costs, and of those bankruptcies, 75% had “good” health insurance.  The Affordable Health Care Act, was supposed to make healthcare affordable to Americans, instead both premiums and out-of-pocket costs have skyrocketed!

The INOVASHARE Affordable Solution - Typically 1/2 The Cost

INOVASHARE's Health Solution was designed to provide the highest quality protection with the lowest total out-of-pocket costs, at, typically, ½ the cost of traditional health insurance. The INOVASHARE Solution truly delivers affordable health care.

 

THE INOVASHARE SOLUTION WITH SEDERA
TRADITIONAL HEALTH INSURANCE
SEDERA HEALTH
Pays medical expenses, no maximum Pays major medical expenses, no maximum
Affordable monthly costs, typically 50% lower Premiums no longer affordable and skyrocketing
Stable monthly cost, increase is rare Annual rate increases
Low up front costs: 3x selected IUA for individuals, 5x selected IUA for family/ year. Out-of-pocket costs rise every year. 2019: $7900/ indiv., $15,800 /Family Max
Teladoc included, no access fee May be included, usually an access fee
No networks, use any provider Preferred provider networks, penalties for going out of network
Second and third surgical opinions with best providers recommended Only in-network providers recommended
Wellness procedures paid 100% Wellness benefits paid 100%
Pre-existing conditions: 36 month lookback, limited sharing first 36 mos. Pre-existing conditions covered
MEDALLUS MEDICAL
Medallus Medical membership, urgent care/primary care, $10 copay per visit Not included
WASHINGTON NATIONAL SUPPLEMENTAL INSURANCE
Cash benefits paid for accidents and hospital stays No cash benefits paid
DENTAL, VISION, PRESCRIPTIONS, ID THEFT
Dental, Vision, prescription discounts NO
Identity protection, including medical records NO